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National Cash Credit Privacy Policy
Select applicable link to view that Privacy Policy.
National Cash Credit Privacy Policy
Texas CSO Privacy Policy
Rev. February 2011
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FACTS
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WHAT DOES National Cash Credit DO WITH YOUR PERSONAL INFORMATION?
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Why?
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Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores.
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How?
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All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies
can share their customers’ personal information; the reasons National Cash Credit chooses
to share; and whether you can limit this sharing.
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Reasons we can share your personal information
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Does National Cash Credit share?
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Can you limit this sharing?
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For our everyday business purposes – such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations, or report
to credit bureaus
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Yes
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No
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For our marketing purposes – to offer our products and services to you
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Yes
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No
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For joint marketing with other financial companies
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No |
N/A
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For our affiliates' everyday business purposes – information about your transactions
and experiences
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Yes |
Yes
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For our affiliates' everyday business purposes – information about your creditworthiness
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Yes
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Yes
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For our affiliates to market to you
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No |
N/A
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For nonaffiliates to market to you
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No |
N/A
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To limit our sharing
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Please note:
If you are a new customer, we can begin sharing your information 30 days
from the date we sent this notice. When you are no longer our customer, we
continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
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Questions?
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Call 800-770-2802; or better yet, go to www.NationalCashCredit.com and apply; email
us at service@AtoZFinancials.com.
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|
What we do?
|
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How does National Cash Credit protect my personal information?
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To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards
and secured files and buildings.
We also maintain physical, electronic and procedural safeguards i.e. computer virus
protection software, firewalls, 256 bit Secure Socket Layer. Only authorized employees
have access.
|
|
How does National Cash Credit collect my personal information?
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We collect your personal information, for example, when you
- Apply for a loan
- Give us your income information
- Provide employment information
- Provide account information
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.
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Why can’t I limit all sharing?
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Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
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What happens when I limit sharing for an account I hold jointly with someone else?
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Your choices will apply to everyone on your account.
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Definitions
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Affiliates
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Financial and nonfinancial companies related by common ownership or control.
- Our affiliates include companies with a common
corporate identity of National Cash Credit such as Green Leaf Loan Group and all our web sites under our parent company, AtoZ Financials, LLC.
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Nonaffiliates
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Financial and nonfinancial companies not related by common ownership or control.
- Nonaffiliates we share with can include direct marketing
companies for application resell, direct mail and other purposes.
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Joint Marketing
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A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
- Our joint marketing partners include financial institutions,
credit card companies, partners that promote our products, pre-paid debit card providers
and other lending companies.
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Other important information
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Vermont residents: We will not disclose information about you with affiliates
or non-affiliated, third party companies or financial institutions, other than as
required or permitted by law, without your express permission.
California residents: We will not share information we collect about you
with affiliated or non-affiliated third parties, except in the limited circumstances
permitted under state law, or if you give us your permission.
North Dakota residents: We will not disclose information about you with non-affiliated,
third party companies or financial institutions, other than as required or permitted
by law, without your express permission.
Nevada residents: If you would like more information regarding this notice
or Nevada’s law regarding corporate do-not-call registries, you can contact us at
the toll-free number or address included in this notice or the Bureau of Consumer
Protection, Office of the Nevada Attorney General at 555 E. Washington Street, Suite
3900, Las Vegas, Nevada 89101; Phone: (702)486-3132/Email:
BCPINFO@ag.state.nv.us.
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Texas CSO Privacy Policy
Rev. January 2011
|
FACTS
|
WHAT DOES NATIONAL CASH CREDIT DO WITH YOUR PERSONAL INFORMATION?
|
|
Why?
|
Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.
|
|
What?
|
The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores.
|
|
How?
|
All financial companies need to share customers’ personal information to run their
everyday business. In the section below, we list the reasons financial companies
can share their customers’ personal information; the reasons National Cash Credit
chooses to share; and whether you can limit this sharing.
|
|
Reasons we can share your personal information
|
Does National Cash Credit share?
|
Can you limit this sharing?
|
|
For our everyday business purposes – such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations, or report
to credit bureaus
|
Yes
|
No
|
|
For our marketing purposes – to offer our products and services to you
|
Yes
|
No
|
|
For joint marketing with other financial companies
|
No |
N/A
|
|
For our affiliates’ everyday business purposes – information about your transactions
and experiences
|
Yes |
Yes
|
|
For our affiliates' everyday business purposes – information about your creditworthiness
|
Yes
|
Yes
|
|
For our affiliates to market to you
|
No |
N/A
|
|
For nonaffiliates to market to you
|
No |
N/A
|
|
To limit our sharing
|
Please note:
If you are a new customer, we can begin sharing your information 30 days
from the date we sent this notice. When you are no longer our customer, we
continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
|
|
Questions?
|
Call 800-770-2802; or better yet, go to www.NationalCashCredit.com and apply now; email
us at service@AtoZFinancials.com.
|
|
What we do?
|
|
How does National Cash Credit protect my personal information?
|
To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards
and secured files and buildings.
We also maintain physical, electronic and procedural safeguards i.e. computer virus
protection software, firewalls, 256 bit Secure Socket Layer. Only authorized employees
have access.
|
|
How does National Cash Credit collect my personal information?
|
We collect your personal information, for example, when you
- Apply for a loan
- Give us your income information
- Provide employment information
- Provide account information
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.
|
|
Why can’t I limit all sharing?
|
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
|
|
What happens when I limit sharing for an account I hold jointly with someone else?
|
Your choices will apply to everyone on your account.
|
|
Definitions
|
|
Affiliates
|
Financial and nonfinancial companies related by common ownership or control.
|
|
Nonaffiliates
|
Financial and nonfinancial companies not related by common ownership or control.
- Nonaffiliates we share with can include direct marketing
companies for application resell, direct mail and other purposes.
|
|
Joint Marketing
|
A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
- Our joint marketing partners include financial institutions,
credit card companies, partners that promote our products, pre-paid debit card providers
and other lending companies.
|
|