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Line of Credit Loans

Lines of Credit Loans

Direct Lender of Line of Credit and Cash Advance Loans

A line of credit is a pre-established amount of credit that is extended to a borrower by a lender that the borrower can draw against as needed. There are no guidelines that dictate how the borrower can or should use the line of credit however we strongly advise that the credit line not be used frivolously. An individual can easily apply for and receive an open end line of credit from our featured lenders.

A Direct Lender of Cash Advance Line of Credit Loans

There are several ways a line of credit differs from a loan. First of all, the line of credit application process is simpler and approval only takes minutes. When you obtain a loan, you are given a lump sum of money. With a line of credit, you have a maximum amount of money (or credit) available to you, but you use only what you need.

Line of Credit Lender

If you max out your line of credit, you start paying down the principle and that amount becomes available to use again. You can continue this spending and repayment cycle until the pre-negotiated term on the line of credit expires, if it expires at all.

With a loan, repayment is made in installments meaning that you’ll make equal monthly payments throughout the entire loan term. With a line of credit, you have more flexibility in how much you repay each month. Sometimes, you may only be required to repay the interest each month, so select the lender above and get the ball rolling to cash whenever you need it.

Not everyone will qualify for a line of credit loan. When is unable to connect you with a line of credit lender then we will try our installment lenders and continue on to our cash advance lenders, if necessary. So, please read the loan document carefully before providing your electronic signature.

by Scott Lobo

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