Top 5 Questions about One Hour Loans, Answered

You have heard of this thing called a one hour loan, but you have questions before you pull the trigger. It is certainly reasonable to have questions and to want answers before making a commitment to borrow money, especially when dealing with an online service. Smart borrowers ask questions and don’t go through with it until they are satisfied with the answers, so let us help you out with some of the top things people want to know.

What Exactly Does a One Hour Loan Mean?

A common misconception and a perfectly valid question about one hour loans is that these loans can get you cash in one hour. The truth is that a one hour loan refers to the time it takes to go from an application to an approved application and official loan document. No lender can get you cash in an hour and few can get you approved in that time either. Our lenders make the process fast so you spend less than an hour working on and worrying about your loan.

Who Can Get Approved for a One Hour Loan?

Knowing that it really only takes one hour or less to get your application completed, approved, and official, your next question is likely about what it takes to get this special service. Our borrowers come from all walks of life, but what they have in common is that they work hard and earn a regular income. That’s all it takes to get approved for a one hour loan, not perfect credit or some type of collateral, just a regular paycheck.

Where is the Application for One Hour Loans?

To get access to these great one hour loans, you only need to go online or use your mobile device. We provide an application on our website, but we also have a mobile app that you can download and complete to get access to our lenders and to get on the path to getting approved.

Can I Afford a One Hour Loan?

Most people who work a full time schedule can afford this one hour loan. It’s part of the basis our lenders use for approving borrowers. They want to see how much you earn to make sure you can afford to take out a loan in the amount requested. Believe it or not, they don’t want you to struggle to repay the loan. The purpose of the loan is to be short term so that you can repay it with your next paycheck and be out of debt again quickly.

Is There Some Kind of Catch with This One Hour Loan?

This question is one of the most common queries we get. Most people assume that this service is too good to be true, that there has to be a catch. There isn’t a catch, though; this is just a typical payday loan that provides hardworking people with the cash they need to get by during the week. The only difference between this one hour loan and other payday loans is that we offer the service online and through a process that is designed to be fast, so you can get back to the important things in your life.

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