Refund Anticipation Loans Can Bridge the Budget Gap
If you’re making almost – but not quite – enough money to get by, or enough as long as nothing unexpected happens, you’re probably like the many Americans who look forward to their annual income tax refund. It’s a great way to tie up a year’s worth of odds and ends, pay off that medical bill or buy the new tires you’ve been needing, without doing damage to your regular weekly or monthly household budget. So what happens if you’re not able to file on time and get an automatic extension instead? Rather than wait six months to take care of the expenses that have been on hold in anticipation of your tax return, consider a refund anticipation loan! It’s like borrowing your own money, since ultimately your refund will arrive and repay you for any payments you’ve made on the loan, and you break even. Your refund is your money, since you paid it through the year as taxes withheld from your paycheck.
Treat Yourself To A Summer Splurge With A Refund Anticipation Loan
Summertime seems to be one of the times of year when expenses stack up more quickly than our income. There are so many potential uses for our money, both practical and recreational. First everyone in the family always needs some new clothes and shoes during the warm seasons. The house needs work of some kind – the a/c needs services, the yard could use a professional helping hand, and the car’s scheduled for a tune-up. This is before you even think about the trip out of state to visit extended family, activities for the kids while they’re out of school, or trips and fun with your friends who want to go to the beach or the mountains. Having your tax refund safely hidden in a savings account for times like these would be ideal, but if you don’t then a refund anticipation loan just might be the next best thing. It’s easy to apply for, doesn’t require a great credit score, and gets you cash fast when you need it.
A Refund Anticipation Loan Takes Less Time Than Filing Your Tax Return
This may be the understatement of the year – filling out your 1040 form will probably take two or three times as long as applying for a refund anticipation loan. If you need cash fast, for an emergency or just for fun, your application can be ready for lender evaluation within ten or fifteen minutes – and reviewed and approved in only a fraction of that time! After providing some basic personal information, banking account information, and questions about your current steady employment, the application will be processed through a secure encrypted server and provided to lenders who will evaluate it based on a distinct set of criteria specific to this type of loan. It takes them only two minutes to provide approval notification. You can review the terms and electronically sign the agreement right in your browser, so there are no delays caused by the need to print, mail, or fax any paperwork. The entire process is as streamlined and easy as anyone has been able to make it, so find out for yourself today!