Payday Loan Fees
Let's face it, you need it fast and you need it now so who's going to sell it to you for cheap? Well, there are some payday loan lenders that are 5-10% cheaper than the others and there are some that are even slightly cheaper than that.
Let National Cash Credit connect you with one of our trustworthy and certified online payday lenders that not only offer low rates but also provide you with a fast, secure, courteous and confidential service. There will never be any hidden fees from our payday loan lenders
You can shop around for cheap cash loans but the fact is that even a lower fee loan will be far from being cheap in comparison with other loans like personal or mortgage loans.
Cheap payday loans? They are hard to get ... the truth is it isn't and never was or will be. Payday loans can be far from being considered cheap as APR's from many payday loan lenders can be a whooping 820% or more. Remember, an APR is reflective of having the loan out for a year not weeks.
How much are cheap payday loan lender fees?
To give you a quick idea; expect your payday loan lenders fees (or finance charges) to be around 20%
to 25% of your cash advance amount,
for most online payday loans. The cost from most lenders is $20-$30 per $100 borrowed, depending on the applicants loan history. So for a $500 no fax loan at 20-30% it can cost between $100 and $125. To pay off a $500 loan at $20 per $100, in 15 days, you would need a total of $600.
The most you should ever pay is $30 for every $100 borrowed.
While no credit required loans are not very redily available, regular payday loans are readily available through a variety of lending agencies, finance companies and Internet businesses. You can do a search for regular payday loans online or respond to advertisements offering loans that are frequently played on the radio, on television, in newspapers and magazines. You may even receive offers for
payday loans that come right to your home in the mail. While the avenues through which you can get payday loans can vary quite a bit, so can the names by which they are called. In addition to payday loans, they may be referred to as cash or check advance loans, post-dated check loans or deferred deposit loans. But while the names may sound different, the premise – and costs – generally works in much the same way.
At National Cash Credit, we say; be careful who you deal with and let us connect you with one of our liberal crecit trustworthy certified lenders that offer low rates but also provide you with a fast, secure, courteous and confidential service.
We search our trustworthy and certified lenders to find the right no credit required low fee
payday loan for you with one quick and easy application.
We certified the lenders and we did the work making sure you get a low fee
payday loan (cheap fees) with the best terms, so what are you waiting for? Apply Now and put us to work getting you quick cash with a low fee payday loan or cheap cash advance.
Is there an application fee?
NationalCashCredit.com never charges applicants a fee to either apply for or qualify for a payday loan.
How are fees established?
Our lenders fees are competitive and in compliance with all applicable state and federal laws.
Depending on the lender, fees can range from $20 to $30 or more per $100 borrowed. For example, if you borrow $300 at that rate then the fee will be between $60 and $90.
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Annual Percentage Rate (APR) Chart for a lender that charges $30 per $100 borrowed
| Example |
Loan Amounts available will depend on your earnings and final approval |
| $300 |
$400 |
$500 |
$600 |
$700 |
$800 |
$900 |
$1000 |
$1100 |
$1200 |
$1300 |
$1400 |
$1500 |
Term
in
Days | Annual
Percentage
Rate | Finance Charge |
| 8 | 1,140.63% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 9 | 1,013.89% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 10 | 912.50% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 11 | 829.55% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 12 | 760.42% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 13 | 701.92% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 14 | 651.79% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 15 | 608.33% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 16 | 570.31% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 17 | 536.76% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 18 | 506.94% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 19 | 480.26% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 20 | 456.25% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 21 | 434.52% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 22 | 414.77% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 23 | 396.74% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 24 | 380.21% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 25 | 365.00% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 26 | 350.96% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 27 | 337.96% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 28 | 325.89% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 29 | 314.66% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 30 | 304.17% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
| 31 | 294.35% | $75 | $100 | $125 | $150 | $175 | $200 | $225 | $250 | $275 | $300 | $325 | $350 | $375 |
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